Tag Archives: Travel insurance

European Health Insurance Card / EHIC

すぐに旅行に行く予定があるわけじゃないけれど、先日、European Health Insurance Card(EHIC:ヨーロッパ健康保険カード)の有効期限が切れていたのに気づいたので、インターネットで更新を申し込み、昨日新しいカードを受け取った(写真上。個人情報は消去してあります)。EHICは、イギリスに合法的に住み、国営医療サービスのNHSに登録している人なら誰でも無料で取得できる。インターネット、電話、郵送で申請可能で、最長5年間有効。このカードを所持していれば、欧州経済領域各国とスイスで、一時的に滞在中に、怪我や病気などで治療が必要になった場合、滞在国の政府管轄の医療機関で必要な医療サービスを無料または一部有料で受けられる。国によっては、現地で支払いをし、帰国後に還付される場合もある。ただし、欧州経済地域(EEA)以外の出身者は、キプロス、デンマーク、アイスランド、リヒテンシュタイン、ノルウェー、スイスではこの恩恵を受けることは出来ないのでご注意を(キプロス、デンマーク、アイスランドは救急医療のみ受けることが出来る)。→詳しくは国別の規則を参照。


Though we don’t have any travel plan to Europe at this moment, M noticed that our European Health Insurance Cards were expired, so we renewed and received the new cards yesterday (the photo above, with personal information removed). The European Health Insurance Card (EHIC) allows you to access state-provided healthcare in all European Economic Area (EEA) countries and Switzerland at a reduced cost or sometimes free of charge. If you are a UK resident and registered with National Health Services (NHS), you can apply EHIC for free, online, over the phone, or by post, and it’s valid for up to five years. With the EHIC card, you are entitled to medical treatment that becomes necessary, under the state scheme, during your temporary visiting to one of the member countries. You may be able to seek reimbursement for the cost when you are back in the UK, if you are not able to do so in the country. But if you are a non-EEA citizen, be careful – you can’t receive the same benefit in Cyprus, Denmark, Iceland, Liechtenstein, Norway or Switzerland, though Cyprus, Denmark and Iceland cover emergency treatment. → check Country-by-country guide for more details.

The EHIC does not cover some costs such as repatriation to the UK, private medical healthcare, or the cost of things such as mountain rescue in ski resorts, so NHS strongly recommends for all to have both an EHIC and a valid private travel insurance policy. Some insurance companies now require you to have an EHIC and many will waive the excess charge if an EHIC has been used.

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